What you get with an MAPD plan
Medicare Advantage plans (MAPD), also known as Medicare Part C, are private health plans offered to people eligible for Original Medicare (Part A and Part B). They are a complete alternative to traditional Medicare health insurance, with the flexibility to offer additional services.
With an MAPD plan you get all of your Medicare Part A (hospital insurance) coverage, Medicare Part B (medical insurance) coverage and other health benefits through a single plan. By law, an MAPD plan must offer the same health insurance coverage provided by Original Medicare. Most offer more coverage and benefits.
You are still in Medicare. Joining an MAPD plan does not take you out of Medicare. You keep all of the rights and protections the government guarantees; your healthcare services are covered by your private insurer.
Extra benefits you may qualify for
Many Medicare Advantage programs cover more than Original Medicare does. Depending on the plan and your county, you may qualify for:
Vision Over-the-counter supplies Prescriptions Hearing aids Chiropractic Personal emergency device Acupuncture Podiatry
HMO, PPO and other types of plans
Most people choose one of three types of Medicare Advantage plans, offered in most areas:
- Health Maintenance Organization (HMO) plans
- Preferred Provider Organization (PPO) plans
- Private Fee-for-Service (PFFS) plans
Looking for an MAPD plan that can replace a Medigap policy and gives you fee-for-service flexibility at a reduced overall cost?