About Doug Zirpel
Doug Zirpel has been a health insurance broker in the Central Valley since 1979. Zirpel Insurance Services is his independent agency on Coffee Road in Modesto.
- Health insurance broker since 1979
- California Insurance License 0544547
- In partnership with JAR Insurance Services
- Se habla español
One-to-one help, from the first call
Doug will share your options when enrolling in Original Medicare, including Medicare Advantage and Medicare Supplement plans that can help you keep your primary care doctor and specialists. He is familiar with the doctors, specialists and hospitals included in local Medicare Advantage plans.
Whether the Medicare questions are your own or a parent’s or grandparent’s, Doug takes the time to explain your options so everyone understands them.
“I’ll be the only one to call you. I do not share or sell your information with anyone.”
Doug Zirpel
Doug is a helpful and knowledgeable person. He was a great help with my parents’ and grandparents’ Medicare.
I’ve spoken with Doug extensively about how Medicare Advantage plans, Medicare Supplement plans and prescription drug plans work. Doug is very knowledgeable and provided me with useful information to share with my parents.
HMO or PPO? Which plan will suit you best?
Most people choose one of three types of Medicare Advantage plans: HMO, PPO or Private Fee-for-Service. Others keep Original Medicare and add a Medicare Supplement and a Part D plan. The right choice depends on your doctors, your prescriptions and your budget.
Medicare self quoting is here!
Use, share and explore Medicare plans: research the way you want, when you want. Get quotes from Zirpel Insurance Services in partnership with JAR Insurance Services.
Compare and self-enroll in a:
Medicare Supplement (Medigap) plan Medicare Advantage plan Part D prescription drug plan
Serving the Central Valley
From the office at 937 Coffee Road in Modesto, Doug serves clients across San Joaquin, Stanislaus and Merced counties.

Stanislaus County
Modesto, Ceres, Crows Landing, Denair, Empire, Hickman, Hughson, Keyes, Knights Ferry, La Grange, Newman, Oakdale, Patterson, Riverbank, Salida, Turlock, Valley Home, Waterford, Westley
San Joaquin County
Stockton, Acampo, Banta, Clements, Escalon, Farmington, French Camp, Lathrop, Linden, Lockeford, Lodi, Manteca, Mountain House, Ripon, Thornton, Tracy, Vernalis, Victor, Woodbridge
Merced County
Merced, Atwater, Ballico, Cressey, Delhi, Dos Palos, El Nido, Gustine, Hilmar, Le Grand, Livingston, Los Banos, Planada, Santa Nella, Snelling, South Dos Palos, Stevinson, Winton
